Thursday, March 27, 2014

One Sentence Financial Wisdom (Las Vegas Nevada Mortgage)

Simple financial rules to live by.  Love number 32.  I can help you understand and get approved for a home that you will love and still have quality of life. One Sentence Financial Wisdom

If you have mortgage loan questions, I am here to answer them, call me direct (702) 427-4075.

If you would like me to call you first, simply complete the fast and easy "30 second" loan application.

 30 Second Online Mortgage Application

Mary Suzohne West, Sr Loan Officer
SecurityNational Mortgage Co
www.westhomeloan.com

Monday, March 17, 2014

#40 It Only Gets Better (Las Vegas Mortgage Help)

Great article love #40 It Only Gets Better....if I can help you make it better with homeownership or a refinance call me direct at (702) 427-4075 Suz' wow.westhomeloan.com

http://www.savvysugar.com/45-Life-Lessons-Written-90-Year-Old-Woman-34209890

Wednesday, March 5, 2014

Mortgage News - Housing Stays Strong into New Year (Nevada Mortgage)

Home loan applications increased in early January, as a weaker-than-expected December employment report sent interest rates lower. Home loan rates had been on the rise up until the report, and just as the Fed announced its decision to "taper" its Bond-buying stimulus efforts.

Both purchase, as well as refinance loan application volume increased by 12 and 11 percent, respectively, on a seasonally adjusted basis, according to the Mortgage Bankers Association. "The drop in rates was (also) large enough to trigger a pickup in refinance volume," said Michael Fratantoni, the MBA's chief economist.

The rise in purchase applications could be a signal of a strong home buying season this spring. Many in the real estate industry were concerned that new mortgage rules in effect mid-January would knock some potential borrowers out of the market. In reality the impact may be insignificant, considering that 95 percent of mortgages originated last year would still qualify under the new rules, according to the Consumer Financial Protection Bureau.

"Rising home prices, historically low mortgage rates, and significant pent-up demand will drive a continuing, gradual recovery in the year ahead," said the National Association of Home Builders Chief Economist David Crowe.

Confidence among U.S. home builders stuck in January after a bigger jump in December, according to the NAHB's monthly home builder sentiment index. The index came in at 56—and with 50 being the difference between positive and negative, it showed that builders are still optimistic about housing market conditions.

For existing homes in the market, the National Association of Realtors reported that sales of previously owned homes climbed 1 percent in December, following a 4.3 percent drop in November.

The demand for housing and its available supply will continue to influence the nation's economic health.

If you have questions and want answers call me direct to get started (702) 427-4075.  Suzohne West, Sr. Loan Officer, SecurityNational Mortgage Co